Objective, Independent Financial Planning Advice

Troy Smith is a Certified Financial Planner™ professional, serving clients in Raleigh, North Carolina and throughout the Triangle. He offers fee based financial planning on a "Pay as You Go", hourly basis or ongoing financial planning for a quarterly retainer fee as opposed to a percentage of investment assets under management. The retainer fee is based on the scope of the engagement, the type of advice needed, and considers a client's total financial picture.

Personal Financial Planning

Troy M. Smith, CFP® offers a wide range of fee based financial planning and wealth management services under an hourly financial advice basis or a flat fee financial advice basis:

A Financial Adviser That Grows With You

Your circumstances and your financial and life goals change over time. Assets are adjusted, hard assets depreciate, and your income tax and estate situation is always dynamic.

We offer an integrated system of financial planning and wealth management to adapt to your current financial needs; monitoring the status of your financial independence along the way.

We are dedicated to improving the lives of our clients; investing the time necessary to learn about the reasons driving your financial planning desires, yet remaining independent in order to offer sound, objective advice.

If you are on a retainer fee engagement you receive continuous updates on the status of your financial world in the form of reports so you may watch your wealth evolve. Flat fee financial planning clients also have direct access to Troy Smith by phone, email, or personal consultation and advice without hourly charges.

Expert Advice that You Can Depend On

Troy Smith is a wealth manager that holds the designation of Certified Financial Planner™.

The firm is an off shoot of a multi-generational family owned business, Troy works with his brother Decker Smith along with Kevin Hopkins in Raleigh. Troy's father Gary, and brothers Brady and Bridger operate a separate Investment Advisor business in Southern Pines, North Carolina, Tax-Deferred Retirement Planners, which was founded by Troy and is owned by Brady Smith. The two firms are in constant communication and provide clients the comfort that, should something happen to their financial planner, the continuity of their financial world can be maintained.